v0.1 draft. This document is an early draft under review and is not yet a binding agreement. It will be finalised before public launch.

Terms of Service

Effective (draft): 2026-07-22

These Terms are a plain-language draft of the agreement between you and TAP. Please read them alongside our Privacy Policy and Refund Policy.

1. The service

TAP (“TAP”, “we”, “us”) is a trading-journal and analytics service for foreign-exchange traders. It ingests read-only telemetry from your own MetaTrader 4 or MetaTrader 5 terminal via the TAP Sync Expert Advisor (the “EA”), and presents journaling, analytics, discipline and prop-firm-guardrail features. These Terms govern your use of the service.

2. Accounts and eligibility

You must provide accurate registration details and are responsible for keeping your login credentials secure and for all activity under your account. You must be old enough to form a binding contract in your jurisdiction. One person or entity per account unless we agree otherwise.

3. The read-only EA

The EA is read-only telemetry. It contains no order-placing functions and cannot place, modify or close trades. It reports account metrics, open positions and executions to your TAP account and can request your terminal’s historical trades once, for backfill.

You are responsible for installing the EA in your own terminal and for the MetaTrader “WebRequest” permission you grant it. You may revoke the EA at any time by re-pairing (which rotates its token) or by removing it from your terminal.

4. No financial advice; trading risk

TAP is a record-keeping and analytics tool. Nothing in the service is financial, investment or trading advice, and no output is a recommendation to enter or exit any position. Trading foreign exchange carries substantial risk of loss. Past performance does not guarantee future results. You trade at your own risk and remain solely responsible for your decisions.

5. Acceptable use

Don’t misuse the service: no attempts to breach security or access accounts that aren’t yours, no reverse engineering except as permitted by law, no automated scraping of other users’ data, no unlawful use, and no interference with the service’s operation.

6. Subscriptions, billing and trials

TAP offers a free tier and paid plans (Pro and Elite), billed monthly or annually. Paid subscriptions are handled by our payment processor, Stripe; by subscribing you also agree to Stripe’s terms. Plans renew automatically until cancelled. You can upgrade, downgrade or cancel from the customer portal; changes are prorated where applicable.

The 14-day Elite trial requires no card and automatically converts to the free plan when it ends unless you choose a paid plan.

7. Refunds

Paid plans are covered by our published 30-day money-back guarantee, described in the Refund Policy, which forms part of these Terms.

8. Data

Our handling of your data is described in the Privacy Policy. We never collect your broker password, and we do not sell your personal data.

9. Intellectual property

TAP and its software, including the EA, are owned by us and licensed to you for use with the service — not sold. Your trading data remains yours; you grant us the licence needed to operate the service and provide the features you use.

10. Disclaimers and limitation of liability

The service is provided “as is” and “as available”, without warranties of any kind to the fullest extent permitted by law, including that sync will be uninterrupted or error-free. To the maximum extent permitted by law, our aggregate liability arising out of the service is limited to the amount you paid us in the 12 months before the claim. We are not liable for trading losses.

11. Termination

You may stop using TAP and delete your account at any time. We may suspend or terminate access for breach of these Terms or to comply with law. We do not discard your trading history for cancelling a paid plan; account deletion removes your data as described in the Privacy Policy.

12. Changes and governing law

We may update these Terms; material changes will be posted here with a new effective date. The governing law and venue will be specified before launch. Continued use after an update means you accept the revised Terms.

Questions about this document? Email support@tap.kcem.io.